Save the Students Student Money Survey 2021 highlighted:

  • 76% of students worry about making ends meet
  • 1 in 10 have never budgeted
  • 74% wish they’d had a better financial education

UCL estimates essential living costs to be between £261 to £327 per week, not including tuition, depending on level of study and accommodation type. However, a quarter of students report having just under £12 per week to live off. As a result, many students say they're unable to afford basic items including textbooks (23%) and food, with half (49%) reporting skipping a meal and 5% reporting using a food bank.

We want to help students avoid money problems by preparing and planning, and to manage any problems that do arise before they reach crisis point.

We are creating a programme of workshops, webinars, 1-2-1 coaching sessions, blog posts, articles and social media content to support all UCL students to improve their financial literacy, facilitated by our specialist Money and Budgeting Advisors. Activities will cover key financial education topics such as:

  • Funding studies
  • Banking and Saving
  • Budgeting
  • Bills
  • Credit and Managing Debt


The Money Charity - The Student Money Manual
The Student Money Manual is a beginner’s guide to looking after your money at university and includes interactive exercises to build a budget.

Save The Student Budgeting Planner
Student-focussed budgeting plan with printable budget sheet.

Money Saving Expert - Students
Guides and tools to help you save money while studying.

Citizens Advice Debt and Money
Wide variety of information about money, debt, mortgage arrears, rent payments, banking, borrowing and pensions.

Money Advice Service Budget Planner 
A comprehensive online budgeting tool, with guidance, that you can save and return to later.  

National Debtline 
Similar to Money Advice Service but the National Debtline tool gives you the option to print a budget out and fill in if you prefer. 

News, Articles and Blogs

Save money on your water bill
It's Water Saving Week 2024 - here's how you can save water, both helping the environment and saving money!
Maintenance loan just dropped? Here's how to budget it
As a student, learning to manage your money is crucial to ensure your funds last until the end of term. While your maintenance loan or other funding may seem like a large sum at the start of term, making it stretch can be a challenge. But fear not, with some savvy budgeting you can make your money work for you.
Need debt advice? We've got you.
This year is the 10th Anniversary of Debt Awareness Week and Students’ Union UCL is pleased to be able to offer accredited and confidential debt advice from our Money and Budgeting Service.
The best loyalty cards for UCL Students
We've highlighted the top rewards programmes available for popular sites around campus,