Save the Students Student Money Survey 2021 highlighted:

  • 76% of students worry about making ends meet
  • 1 in 10 have never budgeted
  • 74% wish they’d had a better financial education

UCL estimates essential living costs to be between £261 to £327 per week, not including tuition, depending on level of study and accommodation type. However, a quarter of students report having just under £12 per week to live off. As a result, many students say they're unable to afford basic items including textbooks (23%) and food, with half (49%) reporting skipping a meal and 5% reporting using a food bank.

We want to help students avoid money problems by preparing and planning, and to manage any problems that do arise before they reach crisis point.

We are creating a programme of workshops, webinars, 1-2-1 coaching sessions, blog posts, articles and social media content to support all UCL students to improve their financial literacy, facilitated by our specialist Money and Budgeting Advisors. Activities will cover key financial education topics such as:

  • Funding studies
  • Banking and Saving
  • Budgeting
  • Bills
  • Credit and Managing Debt

Resources

The Money Charity - The Student Money Manual
The Student Money Manual is a beginner’s guide to looking after your money at university and includes interactive exercises to build a budget.

Save The Student Budgeting Planner
Student-focussed budgeting plan with printable budget sheet.

Money Saving Expert - Students
Guides and tools to help you save money while studying.

Citizens Advice Debt and Money
Wide variety of information about money, debt, mortgage arrears, rent payments, banking, borrowing and pensions.

Money Advice Service Budget Planner 
A comprehensive online budgeting tool, with guidance, that you can save and return to later.  

National Debtline 
Similar to Money Advice Service but the National Debtline tool gives you the option to print a budget out and fill in if you prefer. 

News, Articles and Blogs

The Student Participation Fund Is Open!
What is the Participation Fund? The Participation Fund is a pot of money to support current UCL students who are experiencing financial hardship and are therefore facing significant financial barriers accessing Students’ Union UCL clubs
How to Get Saving - UK Savings Week 2024
Managing your money as a student can be hard, especially when starting a new course or academic year. That’s why its important to start the year right by making sure you have a clear budget to make your money work for you.
The best loyalty cards for UCL Students
We've highlighted the top rewards programmes available for popular sites around campus!It’s important to note that whilst rewards programmes are great and there are lots of incentives to spend out there, you should think carefully about your finances and how best to spend your money.
Save money on your water bill
It's Water Saving Week 2024 - here's how you can save water, both helping the environment and saving money!